If your son or daughter is considering going to college or a trade school and you are concerned about getting private student loans no cosigner and bad credit, fear no more; it is doable! First, apply for the Free Application for Federal Student Aid loan, or FAFSA for short. Most students receive a loan, but it is not enough.

My daughter went to the guidance office and went onto the Internet looking for grants and scholarships. She did the required paperwork and received two scholarships and a grant.

She had to finance the balance of her schooling through the private loans. The fact that there is more bad credit around these days makes it easier to find loans that don’t require students to have a co-signer. You just have to research it.